SET YOUR BUDGET

FIND YOUR HOME

INSPECTION PERIOD

Close on the house (and celebrate)

GET PRE-QUALIFIED

MAKE AN OFFER

contingency removal period

BUYER

BUYER’S

REALTOR

SELLER’S

REALTOR

SELLER

LOAN EVALUATION

BEFORE MAKING AN OFFER, TALK WITH A FEW LENDERS TO DETERMINE YOUR BUDGET

OFFER PRESENTED

BUYER’S REALTOR PRESENTS OFFER TO SELLER’S REALTOR, WHO CONVEYS IT TO SELLER

PURCHASE NEGOTIATION

SALES PRICE, TERMS AND CONTINGENCIES ARE NEGOTIATED & AGREED UPON.

FIND YOUR DREAM HOME!

inspection period

BUYER BEGINS 10-DAY INSPECTION PERIOD & SUBMITS REPAIR REQUESTS.

good faith deposit

BUYER SUBMITS EARNEST DEPOSIT TO TITLE COMPANY WHICH IS HELD IN EARNEST

seller’s disclosures

SELLERS PROVIDE DISCLOSURES THAT MAY MATERIALLY EFFECT THE VALUE

SALES AGREEMENT

EXECUTED

loan application processed & appraisal ordered

title search

CONCURRENT WITH LOAN PROCESS, CLOSING AGENT CONFIRMS SELLER HAS CLEAR RIGHT TO SELL PROPERTY & ESTABLISHES FACTS, SUCH AS WHETHER THERE ARE ANY RESTRICTIVE COVENANTS ON THE USE OF THE PROPERTY

closing docs issued

LENDER PROVIDES LOAD ESTIMATE & CLOSING DISCLOSURES DETAILING ALL TERMS & COSTS

contingencies satisfied

ONCE FINANCING IS COMPLETE, INSPECTION REPAIRS MADE, APPRAISAL COMPLETE, CONTINGENCIES ARE DROPPED OFF.

final walk through

1-2 DAYS PRIOR TO CLOSING, BUYER CONFIRMS THAT THE HOME IS IN THE SAME CONDITION AS WHEN PURCHASED & ALL AGREED UPON REPAIRS HAVE BEEN MADE

the

TIMELINE

• Walk any homes that meet all of the qualifications you've set until you find the right one & submit an offer
  

• Determine what you want your monthly payment to be
  
• Determine how much you want to put down
  

• Deposit earnest money
  
• 14-day inspection period
• Appraisal
  

• Interview lenders
  
• Crunch the numbers to determine how much home you can afford
  

• Sign all lender documents
  
• Sign all title documents
• Sent to record + fund
  

• Determine what your 'must have' items are
  
• Define the location you want to live in
• Set up your home search
  

• Schedule your movers
  
• Turn on all utilities in your name
• Welcome Home!
  

• It makes their listing more appealing. Buyers face a lot of upfront costs when ​purchasing a home, seller’s covering this cost allows buyers to afford more.
  
• It creates a smoother transaction. A represented buyer is a buyer that is ​educated with an agent working to make sure we get everyone to the closing ​table.

Sellers are not required to offer a buyer’s agent co-broke, this means buyers need ​to be prepared to pay their agent out of pocket if need be. As a buyer’s agent, it is my ​job to seek best circumstances for your purchase, which is why we’ll try to negotiate a ​seller paid commission structure.

Unrepresented consumers account ​for 70% of all real estate lawsuits.

Are you required to have a real estate agent to purchase a home? No. But you’re ​also not required to have a professional cut your hair, so why do you pay someone ​to do that? Because you don’t want to walk around with your hair a mess, right?

Buying a home is often one of the biggest financial investments you’ll make in your ​lifetime. A lot can go wrong and unfortunately, it can go REALLY wrong if you don’t ​know what you’re doing.

YOU'RE UNDER CONTRACT...

Now what?

EARNEST DEPOSIT: Your earnest deposit is typically 1% of the purchase ​price. Once all contingencies are met, your earnest money will be non-​refundable and will be applied towards your down payment.

READY TO BUY?

Set your appointment here:

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